Cash App has gained immense popularity as a peer-to-peer payment platform, offering seamless transactions through its mobile app and Cash App Card. This debit card enables users to withdraw cash from ATMs, make purchases, and manage their funds efficiently.

However, understanding the Cash App Card withdrawal limit and charges is crucial for users to avoid unexpected fees and restrictions. In this comprehensive guide, we will delve into the withdrawal limits, fees, and ways to maximize your transactions while using your Cash App Card.

Cash App Card Withdrawal Limits1. ATM Withdrawal Limits

The Cash App Card comes with strict withdrawal limits to ensure security and compliance with financial regulations. As of 2024, the current ATM withdrawal limits are:

• $310 per transaction
• $1,000 per 24-hour period
• $1,000 per 7-day period
• $1,250 per 30-day period

These limits apply to all ATM transactions made using the Cash App Card. Users who attempt to withdraw beyond these limits will receive an error message, and the transaction will be declined.

2. Cash Back at Stores

Users can also withdraw cash at select retail stores that offer cashback during checkout. The limits for cash back are the same as the ATM withdrawal limits, but some stores may impose their own restrictions on cashback amounts.

3. Bank Transfers and Spending Limits

Apart from ATM withdrawals, Cash App also has daily, weekly, and monthly limits on bank transfers and purchases. These include:

• Cash App Sending Limit (Unverified Users): $250 per week
• Cash App Sending Limit (Verified Users): $7,500 per week
• Cash App Receiving Limit: Unlimited for verified accounts
• Cash Card Spending Limit: $7,000 per transaction, $15,000 per month

Cash App Card Withdrawal Charges

Understanding Cash App ATM withdrawal fees can help users minimize costs. Below are the applicable fees when using your Cash App Card to withdraw money:

• Cash App ATM Withdrawal Fee: $2.50 per transaction (imposed by Cash App)
• Additional ATM Fees: May vary depending on the ATM operator, typically between $2 to $5
• Cash App Direct Deposit Reimbursement: Users who receive at least $300 in direct deposits within a month qualify for free ATM withdrawals, up to 3 monthly reimbursements.

How to Avoid High Withdrawal Fees on Cash App1. Use In-Network ATMs

Some ATMs charge lower fees than others. Always check your ATM provider’s fees before making a withdrawal.

2. Set Up Direct Deposit

By receiving at least $300 in direct deposits monthly, you qualify for 3 ATM fee reimbursements from Cash App, helping you save on withdrawal fees.

3. Get Cash Back at Stores

Many grocery stores, gas stations, and retailers offer cash-back options during checkout. Unlike ATMs, some stores do not charge extra fees for cash withdrawals.

4. Plan Your Withdrawals

To avoid multiple withdrawal fees, plan your cash withdrawals efficiently to maximize the amount you can withdraw in a single transaction.

How to Increase Cash App Withdrawal Limit?

If you find the withdrawal limit restrictive, you can take steps to increase your Cash App limit:

Cash App ATM Withdrawal Process

To withdraw cash using your Cash App Card, follow these simple steps:

Conclusion

The Cash App Card withdrawal limits and charges are essential factors to consider when managing your finances. By understanding ATM withdrawal limits, fees, and ways to save money, users can optimize their Cash App experience and avoid unnecessary costs. Whether you are withdrawing from an ATM, using a cashback option, or increasing your withdrawal limits, planning will ensure a smooth financial transaction.